Pagoda’s VISA Platinum just got better. Now every VISA cardholder receives rewards for all your purchases and balance transfers with our VISA Scorecard rewards program. Each dollar earns your points toward special gifts and travel. We also are now offering a 3.99% Introductory Annual Percentage Rate for new cardholders and balance transfers.

Visa Rates As Of June 1, 2014.

VISA with Scorecard rewards - Summary Of Terms and DISCLOSURE
Annual Percentage Rate For Purchases 3.99% introductory Annual Percentage Rate for 12 billing cycles on all purchases and balance transfers. 9.90% Annual Percentage Rate thereafter.
Variable Rate Information Does Not Apply
Grace Period For Repayment Of Balance For Purchases 25 Days
Annual Fee None
Transaction Fee for Purchases None
Cash Advance Fee None
Late Payment Fee $25.00
Card Replacement Fee $30.00
Minimum Finance Charge None
Method of Computing the Balance for Purchases Average Daily Balance (Including New Purchases)

  • $25.00 fee will be charges for any share drafts or checks returned due to insufficient funds.
  • Disclosures are accurate as of the print date and may be changed after that date.
  • Contact your Credit Union for any changes in the above information.
This credit union is federally insured by the National Credit Union Administration.